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Brexit.... now what?

Published: 27/06/2016   Last Updated: 16/02/2017 11:39:54   Author: Mitch Moth - Lettings New Business Manager    Tags: Landlords, Tenants, Vendors, Purchasers, News, Property, Agent

The Nation has spoken and now as we look to the future we ask ourselves, ‘What does this mean for the property market?’. Within hours of Friday morning’s announcement we had numerous people ask our opinion on where the market will go. For us as a business and for all UK Homeowners this really is the million dollar question.


The hard truth is that we don’t have a crystal ball, so it’s difficult to say conclusively. Even the most respected economic analysts aren’t sure of what is next for us. What we can say with conviction however is that there is still a tremendous appetite for property in the UK, a shortage of property to meet that demand and encouraging words emanating from the Bank of England.


People will always need to move. The couple in the one bedroom starter home will have a child and they’ll need their next step up the ladder. That once young family will become a family of teenagers, each needing their own room and space. Children fly the nest and the parents will downsize or maybe they’ll move to the coast. There’s always a reason and need to move, and as such there’s always going to be a demand.


In the shorter term, many analysts are predicting that we could see prices adjusting and this may well be the case, but this shouldn’t necessarily be seen as a bad thing. Any correction in the market is always relative; your home may sell for less, but so will the property you are purchasing. 


The whole Brexit saga will undoubtedly fold out in the coming days but looking positively, the outlook could be complimentary to the market as a whole.


What happens next ultimately remains to be seen, but we at Hamilton Chess will remain positive throughout. If you’d like to talk to us about your home and your situation, then we’d be very pleased to come and see you. Give us a call on 01753 624 000 or get in touch with us at sales@hamiltonchess.co.uk

WE ARE TOP OF THE LEAGUE – Gold Award for Hamilton Chess

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Published: 15/06/2016   Last Updated: 16/06/2016 13:42:05   Author: Mitch Moth - Lettings New Business Manager    Tags: Landlords, Agent, Property, News

With a number of options to choose from it can be very difficult to decide who to appoint as your local letting or estate agent, so it’s often friends and family we turn to for experiences and recommendations.

AllAgents.co.uk is the UK’s leading review site for estate agency professionals; It is an open platform where you can read honest reviews and feedback on service received. We are therefore very proud to say that today we stand not only as the No. 1 Ranked Letting Agency in Windsor, but Lettings Consultant Matthew Harlow has also been certificated with the Gold Award for Best Letting Agent in Windsor for Customer Experience.

To read our reviews we’d invite you to visit https://www.allagents.co.uk/view-branch/hamilton-chess/windsor/.

Being a local agent, we pride ourselves on our service and local knowledge. We know your move can often be the most stressful time of your life, and your property is in most cases your biggest investment. If you’re looking to rent or sell your property, and you want the best service in Windsor, we’d invite you to get in touch with us on 01753 624 000. We look forward to hearing from you.

Hamilton Chess Sponsor Windsor Rugby Club

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Published: 07/12/2015   Last Updated: 07/12/2015 17:43:49   Tags: Sponsorship, News

Hamilton Chess are pleased to announce their sponsorship of a number of Windsor RFC's teams. Hamilton Chess sponsor Windsor 2nd, 3rd, 4th, 5th, Under 7's and Dames teams. We are proud to sponsor and help in the development of sport within the local community.


Windsor RFC U7's Success! 

Congratulations to the Windsor RFC U7 team who won Windsor Development Festival at Home Park this weekend. All 24 Windsor children played brilliantly in what was challenging weather conditions, and won the Festival Cup after playing a series of matches against Rosslyn Park,  Beaconsfield, Reading Abbey and Maidenhead. The opposition, especially Rosslyn Park and Beaconsfield,  played very well and it was very competitive but they were ultimately beaten by the Windsor team. Here's to plenty more success!

Buy to Let Stamp Duty Change – A Catastrophe or an Opportunity?

Published: 04/12/2015   Last Updated: 04/12/2015 14:37:25   Author:  Stephen Clements - Sales Manager    Tags: Legal Update, Landlords, Property, News

In the chancellors autumn budget statement buy-to-let investors and those purchasing second homes are to be hit with an additional 3% increase in Stamp Duty Land Tax from April 2016.  Additionally anyone selling a buy-to-let or second property will have to settle their Capital Gains Tax liability within 30 days. This coupled with a change in Mortgage offset relief “is a catastrophe for the private rented sector” according to reports from ARLA.

 

How can Hamilton Chess help?


Hamilton Chess believe Landlords will remain in the industry and that the housing market will be ‘turbo-charged’ in the short term with Landlords embarking on a pre April 16 buying spree which could be advantageous to you if you are considering selling, or if you are already on the market.

 

12 years of successfully selling property in Windsor and surrounding areas makes us best placed for marketing your property and achieving a sale in the shortest period of time.

 

Hamilton Chess already have a number of active Landlords looking to invest in further properties and we expect more Landlords to register their interest in the next few months.

 

You have a small window of opportunity to beat this April 2016 deadline, so we recommend to act now by calling on 01753 624 000 to arrange an appointment for Hamilton Chess to visit you in your home. By doing so, you could also take advantage of our competitive selling fee.

We look forward to hearing from you.

Smoke and Carbon Monoxide Alarm (England) Regulations 2015:

Published: 30/10/2015   Last Updated: 04/12/2015 14:33:39   Author: Mitch Moth    Tags: Legal Update, Landlords, Management, Property, News

From the 1 October 2015 landlords will have to ensure that a smoke alarm is fitted on every floor of their property where there is a room used wholly or partly as living accommodation. They will also have to put a carbon monoxide alarm in any room where a solid fuel is burnt, such as wood, coal or biomass and includes open fires. It does not include gas, oil or LPG. The alarms need not be hard wired; battery operated alarms are fine.

The Landlord or the Agent will be responsible for testing the alarms at the start of tenancy date for all new tenancies after 1st October 2015. This does not include a periodic statutory tenancy which starts following the end of a shorthold tenancy.

To test the alarm it is recommended to follow the manufacturer’s guide; in most cases simply pressing the button to ensure it is working is enough. The testing of the alarm will need to be recorded on file, so it is recommended to be included in the inventory or that where possible the tenant should sign to confirm the alarms were working. It should be noted that the start of tenancy date is the first contractual date of the tenancy, regardless if the tenant does not physically move in on this date.

During the tenancy the liability for the testing of the alarms does then lie with the tenant and the expectation is on them to keep the alarms in good working order i.e. replacing the batteries to the alarm. Should the alarm itself become faulty however, the liability is with the Landlord to replace this.
A booklet from the Department for Communities and Local Government can be accessed here The Smoke and Carbon Monoxide Alarm (England) Regulations 2015

The local authority will be charged with implementing these new regulations. If the local authority thinks that a landlord has not implemented the new rules correctly they will issue a notice advising the landlord what they need to do to resolve the problem. The local authority must give the notice within 21 days from when they believe that the landlord has breached the rules. The landlord has 28 days to respond and/or make good what is needed to comply. It is to be noted that if the landlord can show they have taken sufficient action to remedy the situation, but have not been able to do so due to the tenant, then the landlord cannot be held responsible.

If landlords are made aware that they are not meeting the regulated standard, and do not take action in the permitted time frame, they can face a substantial fixed penalty charge of £5,000.

Full legislation relation to this can be read here The Smoke and Carbon Monoxide Alarm Legislation

At Hamilton Chess we are members of ARLA (Association of Residential Letting Agents), so you can rest assured that we take pride in being aware of legislative changes, ensuring our Landlords on our Full Management service are both up to date and covered in this perspective. As the rental sector comes under more scrutiny and subject to new legislation it is becoming more and more important to ensure you use an ARLA agent such as Hamilton Chess to ensure your peace of mind as a Landlord.

Landlords on Hamilton Chess’ Full Management service will benefit from Hamilton Chess being able to advise on and arrange installation of alarms where necessary, plus the recording of their operation on the start of tenancy.

If you have any questions or if you would like to know more about our Full Management service then please call us on 01753 624000, or email lettings@hamiltonchess.co.uk whereby we’d be happy to help .

Mitch Moth
New Business Manager

Our new site has gone live!

Published: 29/10/2015   Last Updated: 02/11/2015 16:44:57   Author: Matthew Harlow    Tags: News, Property, Website

After many hours of hard work our new website has officially gone live so please do take a look over at www.hamiltonchess.co.uk . We would really appreciate you taking a few moments to review the site and let us have some ‘feedback’ using tab on the top of the page.

The site is fully responsive and full of new features to be compatible to all browsing platforms on desktops and mobiles.  The trend searching for a property has become very mobile orientated with a large percentage of people searching on the move with Iphones, Ipads and other mobile devices so you can rest assured prospective applicants are all able to use the site easily now. 

This is the first of many blogs which will feature on our website with future topics including changes in legislations, property industry news, insider tips and facts, local sponsored events and more!

Get Social - Each time we post a blog it will be featured on both Facebook and Twitter, so to keep updated and to join the conversation, click the relevant icons at the top of this page.

If you have any queries, then please get in touch to talk to a friendly member of the Hamilton Chess team on 01753 624 000 or visit one of our local Windsor offices. If you’d like to see your property listed on our website, then please let us know. We would love to come and see you to discuss your property over a cup of tea.

I hope to hear from you soon.

Matthew Harlow
Lettings Consultant
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